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Can You Get Multiple Cash Advances?

When it comes to payday loans, laws don't prohibit multiple advances. Also known as short-term loans, cash advances and...

How Long Do Payday Loans Stay on Your Record?

Payday loans are a type of short-term loan designed to bridge the gap until you get your next paycheck. Any type of late...

What Happens if You're Late Repaying a Payday Loan?

Defaulting on a payday loan can have serious consequences, including bank overdraft fees, collection calls, damage to...

Where are Payday Loans Legal? An Expert's Guide

Payday loans are small loans subject to state regulation, with traditionally limited interest rates of 24 to 48 percent...

Do Payday Loans Disappear After 7 Years?

Payday loans are short-term credit agreements, usually comparatively expensive, that must be repaid within a month. When...

Will Direct Deposit be Made on a Holiday?

Direct deposit is a convenient and secure way to receive payments, as it eliminates the need to go to the bank to cash a...

How to Repay Payday Loans: A Comprehensive Guide

When you take out a payday loan, you are agreeing to pay back the loan in full plus the finance charge before its due...

What are the Disadvantages of Payday Loans?

Payday loans are a form of financial quicksand, with many borrowers unable to repay the loan in the typical two-week...

Editors Picks

Are Payday Loans Banned in Most States?

Are Payday Loans Banned in Most States?

Payday loans are legal in 27 states, and another 9 allow some type of short-term loan with restrictions. The remaining 14 ...

Are Payday Loans Legal in the US? A Comprehensive Guide

Are Payday Loans Legal in the US? A Comprehensive Guide

Payday loans are legal in 27 states, with another 9 allowing some form of short-term loan with restrictions. The...

Can You Order 2 Loans from Different Places?

Can You Order 2 Loans from Different Places?

It is possible to apply for two loans from different locations if you meet the eligibility requirements, mainly credit...

Who Makes Payday Loans? An Expert's Guide

Who Makes Payday Loans? An Expert's Guide

Payday loans are a type of short-term loan that can help you cover unexpected expenses or emergencies. They are unsecured ...

Understanding How Payday Loans Work

Understanding How Payday Loans Work

Payday loans are a type of short-term loan that can help you meet your immediate cash needs until you receive your next...

Is it a Good Idea to Get a Payday Loan?

Is it a Good Idea to Get a Payday Loan?

Payday loans are designed to trap you in a debt cycle. When an emergency arises and you have poor credit and no savings,...