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Do Payday Loans Ever Go Away?
Defaulting on a payday loan can have serious consequences, such as bank overdraft fees, collection calls, damage to your...
Negotiating with a Payday Loan Lender: A Comprehensive Guide
Payday lenders may not be your friends, but they do want your money back. If you call them and tell them you can't pay,...
Do Payday Loans Disappear After 7 Years?
Payday loans are short-term credit agreements, usually comparatively expensive, that must be repaid within a month. When...
Where are Payday Loans Legal? An Expert's Guide
Payday loans are small loans subject to state regulation, with traditionally limited interest rates of 24 to 48 percent...
Is it a Good Idea to Get a Payday Loan?
Payday loans are designed to trap you in a debt cycle. When an emergency arises and you have poor credit and no savings,...
Do Payday Loans Affect Your Credit Report?
Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...
How Long Do Payday Loans Stay in the System?
Traditional loan records can be kept for 6 to 10 years, and any type of late or delinquent loan payment, including payday ...
Are Payday Loans Really Expensive?
Payday loans are a type of short-term loan that can provide high-interest credit based on your income. They are often...
