Douglas Lambros

Douglas Lambros

Food fan. Internet junkie. Organizer. Professional beer aficionado. Freelance travel scholar.

41 Author´s Articles
What Happens if You're Late Repaying a Payday Loan?

What Happens if You're Late Repaying a Payday Loan?

Defaulting on a payday loan can have serious consequences, including bank overdraft fees, collection calls, damage to...

Are Payday Loans Banned in Most States?

Are Payday Loans Banned in Most States?

Payday loans are legal in 27 states, and another 9 allow some type of short-term loan with restrictions. The remaining 14 ...

Can You Take Out Two Payday Loans At Once?

Can You Take Out Two Payday Loans At Once?

When it comes to taking out payday loans, there is a rule as to how many you can have open at any one time. Whether...

Why Payday Loans Are Not a Good Idea

Why Payday Loans Are Not a Good Idea

Payday loans are a financial quicksand, with many borrowers unable to repay the loan in the typical two-week repayment...

Understanding How Payday Loans Work

Understanding How Payday Loans Work

Payday loans are a type of short-term loan that can help you meet your immediate cash needs until you receive your next...

Which States Allow Payday Loans and What Are the Regulations?

Which States Allow Payday Loans and What Are the Regulations?

Payday lenders tend to consider your ability to repay the loan rather than your credit score. Payday loans have an...

What are the Disadvantages of Payday Loans?

What are the Disadvantages of Payday Loans?

Payday loans are a form of financial quicksand, with many borrowers unable to repay the loan in the typical two-week...

What to Do When Payday Falls on a Holiday

What to Do When Payday Falls on a Holiday

When payday falls on a holiday, it can be a tricky situation for employers and employees alike. It's important to have a...

Can You Have Two Payday Loans at Once?

Can You Have Two Payday Loans at Once?

In some states, it is possible to have two payday loans at once, but not from the same lending institution. Companies...

What Payday Loans Can You Get with Chime Bank?

What Payday Loans Can You Get with Chime Bank?

There are many good cash advance and payday loan apps on the market that accept Chime and can be easily connected to it....

Instant Cash Advance Apps: A Comprehensive Guide

Instant Cash Advance Apps: A Comprehensive Guide

Cash advance apps are becoming increasingly popular due to their low costs and the financial hardship caused by the...

Will Direct Deposit be Made on a Holiday?

Will Direct Deposit be Made on a Holiday?

Direct deposit is a convenient and secure way to receive payments, as it eliminates the need to go to the bank to cash a...

Can You Order 2 Loans from Different Places?

Can You Order 2 Loans from Different Places?

It is possible to apply for two loans from different locations if you meet the eligibility requirements, mainly credit...

Are Payday Loans Really Expensive?

Are Payday Loans Really Expensive?

Payday loans are a type of short-term loan that can provide high-interest credit based on your income. They are often...

What Happens When Payday Falls on a Saturday?

What Happens When Payday Falls on a Saturday?

If you usually pay your employees twice a month and the payday falls on a Saturday, you should consider paying them the...

Why Payday Loans are an Expensive Form of Credit

Why Payday Loans are an Expensive Form of Credit

Payday loans are a form of credit that can be very expensive, due to the fixed costs associated with making the loan...

Which Payday Loan Gives You the Most Money?

Which Payday Loan Gives You the Most Money?

Options available online that give you access to payday loans can be tricky, especially if you have a bad credit score....

Is it a Good Idea to Get a Payday Loan?

Is it a Good Idea to Get a Payday Loan?

Payday loans are designed to trap you in a debt cycle. When an emergency arises and you have poor credit and no savings,...

Are Payday Loans Legal in the US? A Comprehensive Guide

Are Payday Loans Legal in the US? A Comprehensive Guide

Payday loans are legal in 27 states, with another 9 allowing some form of short-term loan with restrictions. The...

Is a Payday Loan Expensive or a Cheap Way to Get a Loan?

Is a Payday Loan Expensive or a Cheap Way to Get a Loan?

Payday loans are a popular option for those who need quick access to cash, but they come with a hefty price tag. They...

Do Payday Loans Disappear After 7 Years?

Do Payday Loans Disappear After 7 Years?

Payday loans are short-term credit agreements, usually comparatively expensive, that must be repaid within a month. When...

Is Payday Loans USA Legit? A Comprehensive Guide

Is Payday Loans USA Legit? A Comprehensive Guide

Are payday loans legit in the US? UU. Yes, when you are looking for a legal payday lender, you will find several sites,...

How Many Payday Advances Can You Have?

How Many Payday Advances Can You Have?

In most cases, you can only obtain one payday loan at a time. However, in some states, you can apply for short-term loans ...

How Many Payday Loans Can You Have at Once?

How Many Payday Loans Can You Have at Once?

Payday loans are a great way to get quick cash when you need it, but it's important to understand the rules and...

Which Payday Loan Has the Lowest Interest Rate?

Which Payday Loan Has the Lowest Interest Rate?

When it comes to finding the payday loan with the lowest interest rate, it's important to understand the different...

Who Makes Payday Loans? An Expert's Guide

Who Makes Payday Loans? An Expert's Guide

Payday loans are a type of short-term loan that can help you cover unexpected expenses or emergencies. They are unsecured ...

Where are Payday Loans Legal? An Expert's Guide

Where are Payday Loans Legal? An Expert's Guide

Payday loans are small loans subject to state regulation, with traditionally limited interest rates of 24 to 48 percent...

Is a Payday Loan a Good Idea? - An Expert's Perspective

Is a Payday Loan a Good Idea? - An Expert's Perspective

When an emergency strikes and you have poor credit and no savings, it can seem like you have no other option but to take...

Breaking the Payday Loan Cycle: How to Get Out of Debt

Breaking the Payday Loan Cycle: How to Get Out of Debt

Payday loans are a short-term solution for those in need of immediate cash. They are small, high-cost loans that...

How to Quickly Pay Off Payday Loans

How to Quickly Pay Off Payday Loans

Payday loans can be a costly and dangerous way to borrow money. The best way to pay off payday loans is to consolidate...

The Pros and Cons of Payday Loans

The Pros and Cons of Payday Loans

Payday loans are a popular option for those who need quick access to cash. They are advertised as fast cash loans with a...

How Long Do Payday Loans Stay on Your Record?

How Long Do Payday Loans Stay on Your Record?

Payday loans are a type of short-term loan designed to bridge the gap until you get your next paycheck. Any type of late...

Do Payday Loans Affect Your Credit Report?

Do Payday Loans Affect Your Credit Report?

Payday loans are generally not reported to the top three national credit reporting companies, so they are unlikely to...

How Long Do Payday Loans Stay in the System?

How Long Do Payday Loans Stay in the System?

Traditional loan records can be kept for 6 to 10 years, and any type of late or delinquent loan payment, including payday ...

Do Payday Loans Ever Go Away?

Do Payday Loans Ever Go Away?

Defaulting on a payday loan can have serious consequences, such as bank overdraft fees, collection calls, damage to your...

Can You Get Multiple Cash Advances?

Can You Get Multiple Cash Advances?

When it comes to payday loans, laws don't prohibit multiple advances. Also known as short-term loans, cash advances and...

How Long Can Payday Lenders Pursue You For a Loan?

How Long Can Payday Lenders Pursue You For a Loan?

When you take out a payday loan, you agree to allow the lender to withdraw money from your bank account for repayment....

Negotiating with a Payday Loan Lender: A Comprehensive Guide

Negotiating with a Payday Loan Lender: A Comprehensive Guide

Payday lenders may not be your friends, but they do want your money back. If you call them and tell them you can't pay,...

Where are Payday Loans Illegal? An Expert's Guide

Where are Payday Loans Illegal? An Expert's Guide

Payday loans debit card advance are a type of short-term loan that can provide borrowers with emergency liquidity....

How to Repay Payday Loans: A Comprehensive Guide

How to Repay Payday Loans: A Comprehensive Guide

When you take out a payday loan, you are agreeing to pay back the loan in full plus the finance charge before its due...